South Carolina Tax Guide 2026

South Carolina Income Tax Overview

South Carolina has a Progressive up to 6.4% (reducing to 6%). When combined with federal income tax and FICA taxes, South Carolina residents in the median income range of $60,965 typically face a combined effective tax rate of approximately 31% on their gross income. The state income tax is calculated on taxable income after the federal standard deduction of $16,100 (single) or $32,200 (married filing jointly) for 2026.

South Carolina Sales Tax Rate 2026

South Carolina's combined sales tax rate is 7.25%, which includes a state rate plus an average local rate. On a $100 purchase, you pay $7.25 in sales tax — and $36.25 on a $500 purchase. Rates can vary within the state based on county and city jurisdiction.

Property Taxes in South Carolina

South Carolina homeowners pay an effective property tax rate of 0.51% annually. On the South Carolina median home price of $295,000, that means approximately $1,505 per year — or $125 added to your monthly mortgage payment. South Carolina's property tax rate is near the national average of 1.07%.

Total Tax Burden for South Carolina Residents

When calculating the total tax burden for a South Carolina household earning $60,965 annually, you must add: federal income tax (approximately $7,316), FICA taxes (7.65% = $4,664), South Carolina state income tax (approximately $2,731), and property taxes if you own a home. Use the specific calculators above to get your exact personalized numbers based on your income, filing status, and situation.

Tax Tips for South Carolina Residents in 2026

• Maximize your 401(k) to $24,500 — reduces both federal AND South Carolina state income tax
• HSA contributions are deductible from both federal and state income tax in South Carolina
• Check if South Carolina has its own standard deduction (some states have lower amounts than federal)
• The 2026 OBBBA tip and overtime deductions apply at federal level — check South Carolina conformity