Utah Tax Guide 2026

Utah Income Tax Overview

Utah has a Flat 4.65% rate. When combined with federal income tax and FICA taxes, Utah residents in the median income range of $79,133 typically face a combined effective tax rate of approximately 30% on their gross income. The state income tax is calculated on taxable income after the federal standard deduction of $16,100 (single) or $32,200 (married filing jointly) for 2026.

Utah Sales Tax Rate 2026

Utah's combined sales tax rate is 7.14%, which includes a state rate plus an average local rate. On a $100 purchase, you pay $7.14 in sales tax — and $35.70 on a $500 purchase. Rates can vary within the state based on county and city jurisdiction.

Property Taxes in Utah

Utah homeowners pay an effective property tax rate of 0.52% annually. On the Utah median home price of $520,000, that means approximately $2,704 per year — or $225 added to your monthly mortgage payment. Utah's property tax rate is near the national average of 1.07%.

Total Tax Burden for Utah Residents

When calculating the total tax burden for a Utah household earning $79,133 annually, you must add: federal income tax (approximately $9,496), FICA taxes (7.65% = $6,054), Utah state income tax (approximately $2,576), and property taxes if you own a home. Use the specific calculators above to get your exact personalized numbers based on your income, filing status, and situation.

Tax Tips for Utah Residents in 2026

• Maximize your 401(k) to $24,500 — reduces both federal AND Utah state income tax
• HSA contributions are deductible from both federal and state income tax in Utah
• Check if Utah has its own standard deduction (some states have lower amounts than federal)
• The 2026 OBBBA tip and overtime deductions apply at federal level — check Utah conformity