Maryland Tax Guide 2026

Maryland Income Tax Overview

Maryland has a Progressive up to 5.75% + local county taxes. When combined with federal income tax and FICA taxes, Maryland residents in the median income range of $90,203 typically face a combined effective tax rate of approximately 31% on their gross income. The state income tax is calculated on taxable income after the federal standard deduction of $16,100 (single) or $32,200 (married filing jointly) for 2026.

Maryland Sales Tax Rate 2026

Maryland's combined sales tax rate is 6.00%, which includes a state rate plus an average local rate. On a $100 purchase, you pay $6.00 in sales tax — and $30.00 on a $500 purchase. Rates can vary within the state based on county and city jurisdiction.

Property Taxes in Maryland

Maryland homeowners pay an effective property tax rate of 0.99% annually. On the Maryland median home price of $400,000, that means approximately $3,960 per year — or $330 added to your monthly mortgage payment. Maryland's property tax rate is near the national average of 1.07%.

Total Tax Burden for Maryland Residents

When calculating the total tax burden for a Maryland household earning $90,203 annually, you must add: federal income tax (approximately $10,824), FICA taxes (7.65% = $6,901), Maryland state income tax (approximately $3,631), and property taxes if you own a home. Use the specific calculators above to get your exact personalized numbers based on your income, filing status, and situation.

Tax Tips for Maryland Residents in 2026

• Maximize your 401(k) to $24,500 — reduces both federal AND Maryland state income tax
• HSA contributions are deductible from both federal and state income tax in Maryland
• Check if Maryland has its own standard deduction (some states have lower amounts than federal)
• The 2026 OBBBA tip and overtime deductions apply at federal level — check Maryland conformity