Virginia Tax Guide 2026

Virginia Income Tax Overview

Virginia has a Progressive up to 5.75% — grocery tax just 1%. When combined with federal income tax and FICA taxes, Virginia residents in the median income range of $80,963 typically face a combined effective tax rate of approximately 31% on their gross income. The state income tax is calculated on taxable income after the federal standard deduction of $16,100 (single) or $32,200 (married filing jointly) for 2026.

Virginia Sales Tax Rate 2026

Virginia's combined sales tax rate is 5.63%, which includes a state rate plus an average local rate. On a $100 purchase, you pay $5.63 in sales tax — and $28.15 on a $500 purchase. Rates can vary within the state based on county and city jurisdiction.

Property Taxes in Virginia

Virginia homeowners pay an effective property tax rate of 0.82% annually. On the Virginia median home price of $390,000, that means approximately $3,198 per year — or $267 added to your monthly mortgage payment. Virginia's property tax rate is near the national average of 1.07%.

Total Tax Burden for Virginia Residents

When calculating the total tax burden for a Virginia household earning $80,963 annually, you must add: federal income tax (approximately $9,716), FICA taxes (7.65% = $6,194), Virginia state income tax (approximately $3,259), and property taxes if you own a home. Use the specific calculators above to get your exact personalized numbers based on your income, filing status, and situation.

Tax Tips for Virginia Residents in 2026

• Maximize your 401(k) to $24,500 — reduces both federal AND Virginia state income tax
• HSA contributions are deductible from both federal and state income tax in Virginia
• Check if Virginia has its own standard deduction (some states have lower amounts than federal)
• The 2026 OBBBA tip and overtime deductions apply at federal level — check Virginia conformity