Ohio Tax Guide 2026

Ohio Income Tax Overview

Ohio has a Progressive up to 3.5% (reduced significantly). When combined with federal income tax and FICA taxes, Ohio residents in the median income range of $62,689 typically face a combined effective tax rate of approximately 29% on their gross income. The state income tax is calculated on taxable income after the federal standard deduction of $16,100 (single) or $32,200 (married filing jointly) for 2026.

Ohio Sales Tax Rate 2026

Ohio's combined sales tax rate is 7.22%, which includes a state rate plus an average local rate. On a $100 purchase, you pay $7.22 in sales tax — and $36.10 on a $500 purchase. Rates can vary within the state based on county and city jurisdiction.

Property Taxes in Ohio

Ohio homeowners pay an effective property tax rate of 1.40% annually. On the Ohio median home price of $235,000, that means approximately $3,290 per year — or $274 added to your monthly mortgage payment. Ohio's property tax rate is near the national average of 1.07%.

Total Tax Burden for Ohio Residents

When calculating the total tax burden for a Ohio household earning $62,689 annually, you must add: federal income tax (approximately $7,523), FICA taxes (7.65% = $4,796), Ohio state income tax (approximately $1,536), and property taxes if you own a home. Use the specific calculators above to get your exact personalized numbers based on your income, filing status, and situation.

Tax Tips for Ohio Residents in 2026

• Maximize your 401(k) to $24,500 — reduces both federal AND Ohio state income tax
• HSA contributions are deductible from both federal and state income tax in Ohio
• Check if Ohio has its own standard deduction (some states have lower amounts than federal)
• The 2026 OBBBA tip and overtime deductions apply at federal level — check Ohio conformity